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MORTGAGE PROTECTION

Peace of Mind Protection

Life Insurance

Life insurance is often someone’s first consideration, ensuring in the event of your death your family and loved ones are looked after and not left with your financial burden. This can be paid as a lump sum or regular monthly payments. We’re here to make choosing the right policy hassle free.

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The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Critical Illness Cover

Critical Illness cover is there to pay a lump sum should you suffer a medical condition listed in your policy. This can be used as you wish, either to keep up to date with bills or pay for often expensive medical procedures. Different providers have different levels of cover making it often hard to find the best policy. We’re here to explore all of the options and to ensure you’re making the most of your hard earned money.

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Critical illness plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan. 

Income Protection Insurance

Income Protection pays out a set monthly amount should you become unable to work due to an accident or sickness, essentially replacing part of your lost income. This can be arranged on a short term basis until you’re back to your feet, or full cover can look after you and your family until the end of the mortgage or your anticipated retirement age. Our knowledge will help you select the correct policy that makes sense for you and your family.

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We specialise in insurance and will provide you with the perfect tailored quote from a range of insurers, ensuring we obtain you the most comprehensive and competitively priced policy available.

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Income protection has no cash in value at any time and will cease at the end of the term. If you stop paying premiums your cover may end.

David Lenehan CeMAP Diploma

david@moveeasymortgages.co.uk

07908 075718

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Move Easy Mortgages Limited  is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Registration number - 12714893. Registered office address, 5 Bouverie Avenue, Swindon, Wiltshire, England, SN3 1PZ

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The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Insurance

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Our fees and charges:

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Insurance:

We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

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Mortgages:

For our advice services, we will charge a standard fee of £295.00 This can increase depending on individual circumstances. If you have a clean credit history and the mortgage is not of a complex nature, we charge a fee of £295. If the application is more complex, for example if you have an impaired credit history or you’re looking for debt consolidation, the fee we charge will be £495.00.

We do not charge fees for product transfers with existing lenders.

These fee becomes payable upon submission of the recommendation.

We will also be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.

You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.

 

If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.

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